Marketplace Health Insurance (ACA Plans)
If you're under 65 and need health coverage, we can help you find a plan through the Health Insurance Marketplace. These ACA plans offer comprehensive benefits and may qualify you for financial assistance based on your income.
Affordable Health Coverage for Individuals and Families
Health insurance is essential—whether you're between jobs, self-employed, or not yet eligible for Medicare. Marketplace health plans, also known as ACA or Obamacare plans, are designed to provide essential coverage for medical care, prescriptions, preventive services, and more.

We help you understand your options, check for available subsidies, and compare plans to find coverage that fits your needs and budget. Our support is free, and there’s no obligation
Why Choose a Marketplace Plan?
Income-Based Subsidies
Most people qualify for reduced premiums or lower out-of-pocket costs based on household income. We’ll check what you’re eligible for.
Comprehensive Benefits
Every plan covers essential services like doctor visits, emergency care, prescriptions, maternity, mental health, and preventive care.
Help with Enrollment
We’ll walk you through the entire process—whether it’s your first time applying or you need to renew or switch plans.
Frequently Asked Questions
Who can get a Marketplace plan?
Anyone under 65 who doesn't have access to affordable employer or government coverage can apply. We’ll help you confirm eligibility.
When can I enroll?
The Open Enrollment Period typically runs from November to mid-January. Certain life events may also qualify you for a Special Enrollment Period.
Can I keep my doctor?
That depends on the plan’s network. We’ll help you check which plans include your preferred providers.
What if I have no income?
You may qualify for Medicaid or a $0 premium plan. We’ll explore all your options.
Do I have to apply through the government website?
We can guide you through the government portal or help you enroll through approved broker platforms—whichever is easier for you.
Health Insurance Help
Find the Right Coverage Before You Turn 65
We help clients in Richmond, Centerville, Cambridge City, and Connersville get the affordable, high-quality health insurance they need through the Marketplace. Whether you’re between jobs or planning early retirement, we’re here to help you stay covered.